Goyal Dentistry

Dental Insurance

Helping You Navigate Your Dental Insurance

Many patients become overwhelmed and frustrated at the thought of having to deal with dental insurance claims and all of the complicated jargon that comes with their plan. Our team at Goyal Dentistry is here to help you maximize your benefits and understand how your dental plan works. Read below to learn about some dental insurance basics. If you have any additional questions, don’t hesitate to reach out to our team and ask!

Understanding How Dental Insurance Works

Understanding How Dental Insurance Works

It’s important to keep in mind that not all dental insurance plans are the same, which is why it’s a good idea to contact yours directly if you’re wondering about coverage or have any specific questions. However, to understand how your plan works, it’s a good idea to commit a few terms to memory:

  • Deductible: The deductible is a set amount of money that your dental insurance company requires you to pay out of your own pocket before your benefits kick in.
  • Maximum: The maximum is a capped-off amount of money that your dental insurance agrees to pay for your treatments over the course of a calendar year.
  • Premium: The premium is the monthly or annual amount that you pay for coverage.
What Does My Dental Insurance Cover?

What Does My Dental Insurance Cover?

The average dental insurance plan uses a 100-80-50 structure to determine coverage for services. Basically, what this means is that they cover 100 percent of the cost of preventive care, like checkups and cleanings, 80 percent of basic treatments like cavity fillings, and 50 percent of the cost of more invasive procedures like tooth extractions. If you’d like to know whether your insurance will cover a specific treatment, be sure to call them directly.

We Accept All PPO Insurance Policies

We Accept All PPO Insurance Policies

We are a proud provider of Delta, Humana, Anthem, United Concordia and more.

Insurances we accept:

  • Anthem BCBS
  • Anthem FEP
  • Delta Dental PPO Premier
  • United Concordia
  • Tricare Active Duty
Our In-Network Dental Insurance Providers

Our In-Network Dental Insurance Providers

Dr. Goyal is in-network with most major dental insurance providers in the area, including the umbrella insurance, Zelis, many local businesses insure their employees under. This means that we’ve negotiated discounted rates and fees with your insurance company to help you save money while getting the dental care you need. We’re also happy to file insurance claims for patients who aren’t in-network with us to make sure that you’re utilizing your coverage to the fullest.

We proudly accept the following dental insurance plans:

  • Ameritas
  • Atlus Dental
  • Best Life and Health Insurance
  • Dominion National
  • First Dental Health
  • GEHA
  • Guardian Life
  • Healthplex
  • All Humana plans including Medicare
  • Kansas City Life
  • Lincoln
  • Metlife PDP PLUS
  • Renaissance

Schedule Your Next Appointment With Us Today.

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Reviews

What Our Amazing Patients Say

Leslie LaPorta
Leslie LaPorta
2024-04-15
Needed root canal and crown. I can only brag how happy I am with with way I was treated. Dr. Goyal is just wonderful. A great dentist. I asked him a question and he took the time to explain it very well. Caroline, his assistant was so welcoming, made me feel very comfortable and calm. Mary at desk was so kind and pleasant. MaryAnn, who made my appointment, was on vacation, but I would have loved to see her too! They have a very pleased patient. I will refer them to all friends!
Charrell Clanton
Charrell Clanton
2024-04-10
My dental hygienist is super friendly and professional. She is awesome and always makes me feel comfortable.
Charlotte Beckley
Charlotte Beckley
2024-04-03
I think I found my new Dentist Dr Goyal was a Savior today I called needing an extraction and him and his team made sure I was added to the schedule right away...I truly appreciate his professionalism and his expertise. Already scheduled my next visit
Bruce Cole
Bruce Cole
2024-03-28
Very professional practice with customer service oriented staff. We really like our hygienist, Sandy and our dentists, Dr Estrada and Dr Goyal. Their receptionist Marianne has been very helpful in scheduling and working with insurance company.
Haddasha Collins-Weaver
Haddasha Collins-Weaver
2024-03-27
They were very professional. The appointment was for my mom. I would highly recommend them.
Steven Morgan
Steven Morgan
2024-03-27
Very happy to find a dentist that cares for their patients. Staff is so friendly.
Thomas Wolfe
Thomas Wolfe
2024-03-26
Dr. Goyal and his staff are very professional and knowledgeable. I felt welcomed and was treated with respect and smiles. Dr. Goyal listens to my concerns and had answers with options. I would highly recommend Dr. Goal for your dental,needs.
Rozenante Awa
Rozenante Awa
2024-03-23
Friendly associates and very professional. Very clean offices.
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